Date Archives → February 2015

How I’m Saving ~$280/year by Making My Own Lactose-Free Milk

Cereal spelling "HELP ME" in milk

Let’s face it. Life with lactose intolerance is more than a little annoying when it comes to mealtimes, ever since I developed it at the age of 17.

Since then, my lactose intolerance has taken a dive to a point that I’ve become extremely sensitive towards dairy—a single drop of milk or a single flake of pastry is enough to set off a chain reaction of side effects.

And when I accidentally drank an entire glass of fruit shake that contained milk unbeknownst to me? I had diarrhea and stomach cramps so bad I had to miss a flight to Boracay, the Philippines.

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Most New US Immigrants Don’t Know About FBAR—And Suffer the Consequences

"Pay to the order of" text with an image of the Statue of the Liberty

There are financial obligations that most new US immigrants (and even some CFPs) are unaware of—including myself.

When I first made the big move to New York last year, no one told me that as soon as I become a US resident, Uncle Sam would stretch his all-encompassing hands into my Malaysian bank accounts and assets.

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